Mountain landscape

Foreign Exchange Calculator

Compare FX fees and effective rates across different brokers.

Foreign Exchange Rate Comparison

£

Best Rate

Interactive Brokers offers the lowest effective rate of 0.030%3.00 fee)

Investments put your capital at risk, and you may get back less than you originally invested.

FX rates were last checked on 01 November 2025.

Note: FX rates shown do not include trading commissions or fees associated with the purchase of shares. These costs will be in addition to the foreign exchange fee.

Current FX Fees by Broker

Broker Rate Source Type Pricing Structure
Hargreaves Lansdown logo
View Source Tiered - blended First £5,000: 1.00%
Next £5,000: 0.75%
Next £10,000: 0.50%
Over £20,000: 0.25%
Interactive Investor logo
View Source Tiered - blended Value converted FX charge:
£0 - £24,999.99 1.5%
£25,000 - £49,999.99 1.25%
£50,000 - £99,999.99 1.00%
£100,000 - £599,999.99 0.50%
£600,000 or more 0.25%
IG Group logo
View Source Single rate Foreign exchange fee 0.7% - based on best available bid/offer exchange rates plus spread
Freetrade.io logo
View Source Single rate Basic Account (free) - 0.99%
Standard Account (£4.99/m) - 0.59%
Plus Account (£9.99/m) - 0.39%
AJ Bell logo
View Source Tiered - blended First £10,000 0.75%
Next £10,000 0.50%
Value over £20,000 0.25%
Barclays logo
View Source Tiered - blended First £5,000: 1% fee
Next £5,000: 0.75% fee
Next £15,000: 0.5% fee
Next £225,000: 0.25% fee
Over £250,000: 0.1% fee
Fidelity logo
View Source Tiered - blended £0 to £10,000: 0.75%
£10,000.01- £20,000: 0.50%
£20,000.01+: 0.25%
Lloyds logo
View Source Single rate 1.00% foreign exchange rate
Trading212 logo
View Source Single rate 0.15% foreign exchange rate
eToro logo
View Source Single rate GBP to USD there is a 0.75% fee (regardless of value)
Interactive Brokers logo
View Source Single rate 0.03% foreign exchange rate
Halifax logo
View Source Single rate 1.25% foreign exchange rate
First Direct logo
View Source Not published Rate not published - see terms document
Saxo logo
View Source Single rate 0.25% foreign exchange rate
XTB logo
View Source Single rate 0.50% foreign exchange rate