Current Interest Rates by Broker and Account Type
All rates shown are Annual Equivalent Rate (AER) for GBP deposits. Rates may be subject to change.
| Broker | Trading Account | ISA | SIPP |
|---|---|---|---|
|
1.26% on first £10,000 1.36% on £10,000-£50,000 1.41% on £50,000-£100,000 1.56% on amounts over £100,000 Effective: 22 August 2025 |
1.76% on first £10,000 1.87% on £10,000-£50,000 2.07% on £50,000-£100,000 2.78% on amounts over £100,000 Effective: 22 August 2025 |
2.43% on first £10,000 2.48% on £10,000-£50,000 2.53% on £50,000-£100,000 3.04% on amounts over £100,000 Effective: 22 August 2025 |
|
0.75% up to £10,000 1.41% £10,000-£100,000 2.32% above £100,000 Effective: 25 August 2025 |
1.26% up to £10,000 1.51% £10,000-£100,000 2.43% above £100,000 Effective: 25 August 2025 |
1.92% up to £10,000 2.53% £10,000-£100,000 2.78% above £100,000 Effective: 25 August 2025 |
|
4.0% on balances up to £100,000 (Aggregate across all accounts) Effective: April 2025 |
See Trading column (Aggregate calculation) |
See Trading column (Aggregate calculation) |
|
Basic: 1% up to £1,000 Standard: 3% up to £2,000 Plus: 5% up to £3,000 (Aggregate across all accounts) Effective: 1 March 2024 |
See Trading column (Aggregate calculation) |
See Trading column (Aggregate calculation) |
|
1.00% AER Effective: 1 September 2025 |
2.00% AER Effective: 1 September 2025 |
2.30% up to £100,000 2.65% above £100,000 Effective: 1 September 2025 |
|
1.11% AER (Investment Saver facility) Variable rate Minimum balance: £1 |
1.11% AER Variable rate Minimum balance: £1 |
1.66% AER Variable rate Minimum balance: £1 |
|
2.48% Effective: 1 September 2025 |
2.48% Effective: 1 September 2025 |
2.53% Effective: 1 September 2025 |
|
No interest paid Effective: Current |
No interest paid Effective: Current |
3.00% Effective: 28 August 2025 |
|
4.05% AER Effective: 1 January 2024 Interest rate applies to qualifying money market funds only |
4.05% AER Effective: 1 January 2024 Interest rate applies to qualifying money market funds only |
Provider does not offer a SIPP |
|
0.00% AER Effective: Current eToro does not pay interest on cash balances held in GBP |
0.00% AER Effective: Current eToro does not pay interest on cash balances held in GBP |
Provider does not offer a SIPP |
|
Up to 3.51% AER (Asset-based rate calculation) Effective: Current Interest paid on cash above £8,000. Rate depends on total asset value held. |
See Trading column (Asset-based calculation) |
Provider does not offer a SIPP |
|
No interest paid Effective: Current |
No interest paid Effective: Current |
3.00% Effective: 28 August 2025 |
|
No interest paid Effective: Current |
No interest paid Effective: Current |
Provider doesn't offer a SIPP |
|
0% on first £5,000 1.0095% on amounts over £5,000 Effective: Current |
0% on first £5,000 1.0095% on amounts over £5,000 Effective: Current |
0% on first £5,000 1.0095% on amounts over £5,000 Effective: Current |
|
4.25% AER Effective: 15 September 2025 |
4.25% AER Effective: 15 September 2025 |
Provider does not offer a SIPP |